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Home Ownership & Finances: References

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The following is a list of references to equip immigrant advocates, service providers and immigrants with important information about housing.  If you have a relevant reference you want to share, please send us the information.

Title Author/Date Description
Through Boom and Bust: Minorities, Immigrants and Homeownership

Rakesh Kochhar, Ana Gonzalez-Barrera, and Daniel Dockterman, Pew Hispanic Center


The recent decline in the homeownership rate has been less pronounced among immigrant householders than among natives. The explanation appears to lie in the fact that, among other things, the typical immigrant in 2008 had spent more years in the U.S. and was more likely to be a U.S. citizen than was the typical immigrant in 1995--factors strongly associated with higher rates of homeownership.

The Potential for New Homeownership Among Undocumented Latino Immigrants (PDF)

Rob Paral
National Association of Hispanic Real Estate Professionals


This report estimates the increased amount of homeownership that could occur among undocumented Latino immigrants were they to be able to participate in the homeownership market like other Latinos.

From Homeland to a Home: Immigrants and Homeownership in Urban America

Demetrios G. Papademetriou and Brian Ray
Fannie Mae


Examines the public policy and the patterns of homeownership among immigrants in the United States.

Moving to America - Moving to Homeownership: 1994-2002

U.S. Census Bureau


Data on whether current immigrants who become permanent citizens have the same success in attaining this portion of the American dream, as those native-born citizens.

Housing Discrimination Study 2000 (HDS 2000)

U.S. Department of Housing and Urban Development


The Housing Discrimination Study 2000 represents the most ambitious effort to date to measure the extent of housing discrimination in the United States.

Increasing Hispanic Homeownership: Strategies for Programs and Public Policy

National Council of La Raza


Describes the principal barriers to Latino homeownership, discusses findings from recent research and experience regarding closing the homeownership gap between Latinos and Whites. Concludes by laying out a strategy for increasing the Hispanic homeownership rate.

The State of the Nation's Housing Needs

Harvard University Joint Center for Housing Studies


A comprehensive study which gives an overview of housing and the economy, demographic drivers, low income housing needs and rental housing.

Cohort Estimation of Homeownership Attainment among Native-Born and Immigrant Populations

Dowell Myers, Isaac Megbolugbe, and SeongWoo Lee
Fannie Mae Foundation


This article examines the attainment of homeownership by immigrants to the U. S. An important issue addressed is the separation of the effects of age and time since arrival in the United States.

Crossroads Campaign Solutions